The power of the federal or state government to take private property for a public purpose, even if the property owner objects. The Fifth Amendment to the United States Constitution allows the government to take private property if the taking is for a public use and the owner is "justly compensated" (usually, paid fair market value) for his or her loss. A public use is virtually anything that is sanctioned by a federal or state legislative body, but such uses may include roads, parks, reservoirs, schools, hospitals or other public buildings. Sometimes called condemnation, taking or expropriation.

Personal Injury is an injury not to property, but to your body, mind or emotions. For example, if you slip and fall on a banana peel in the grocery store, personal injury covers any actual physical harm (broken leg and bruises) you suffered in the fall as well as the humiliation of falling in public.

Premises Liability law is the body of law which makes the person or corporation who is in possession of land or premises responsible for certain injuries suffered by persons who are lawfully present on the premises. Premises Liability law is often referred to as 'slip and fall'.

Medical Malpractice is a term to signify bad or unskillful practice by a physician or other professional in which the health or welfare of the patient or client is injured. The failure of a professional to follow the accepted standards of practice of his or her profession is considered medical malpractice. Medical malpractice in general is any act or failure to act by a member of the medical profession that results in harm, injury, distress, prolonged physical or mental suffering, or the termination of life to a patient while that patient is under the care of that medical professional. Usually harm must be proven to have occurred to constitute medical malpractice. To prove a medical malpractice claim, the patient must prove the health care provider did not comply with an acceptable and reasonable standard of medical care in their specialty, and that this failure was the cause of the patient's harm.

Federal and state Workers' Compensation (sometimes called workers comp, workman's comp or workmen's compensation) laws were created to ensure that employees who are injured on the job are provided with fixed monetary awards. This eliminates the need for litigation and creates an easier process for the employee. It also helps control the financial risks for employers since many states limit the amount an injured employee can recover from an employer. Specifically, workers' compensation is insurance that the employer is required by law to carry in case an employee is injured on the job, becomes ill due to circumstances surrounding their job, becomes temporarily or permanently disabled, or even if death results from their job. All employers who have 4 or more part-time or full-time employees must provide workers' compensation insurance. It's the law in all 50 states.